Generally speaking, a credit score is a three-digit number ranging from 300 to 850. Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
What is the most reliable credit score source?
The 6 Best Free Credit Reports of 2021Best Overall: AnnualCreditReport.com.Best for Credit Monitoring: Credit Karma.Best for Single Bureau Access: Credit Sesame.Easiest Sign-Up: NerdWallet.Best for Improving Credit: CreditWise.Best for Daily Updates: WalletHub.
Is a 7 credit score good?
A 711 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great way to get started is to get your free credit report from Experian and check your credit score to find out the specific factors that impact your score the most.
Is a 3.0 credit score bad?
VantageScore 3.0 is one of the most popular credit scores on the market, both among lenders and consumers .VantageScore 3.0 Credit TiersExcellent720-850Good660-719Fair620-659Bad300-61916 Jun 2017
Is Equifax more accurate than TransUnion?
TransUnion uses most of the same personal information that Equifax does in scoring your credit; however, TransUnion may find certain aspects of your credit history more important than Equifax does.